If I had to guess it would be because the contact information they were given at the time the loan was opened was fraudulent. Furthermore, I never received any communication from Integrity Texas Funding in the course of the 15 months the loan was supposedly open and in default status. I've already contacted the debt collection agency disputing the debt but am also filing a claim here as it appears Integrity Texas Funding failed to show any due diligence in confirming the borrower was who they said they were.
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There are no documents included showing my actual signature or any form of identification showing I was indeed the actual borrower(no proof of DOB, Drivers License Number, address, or any other specific identifying information) My credit report does not include an inquiry from this company nor does it show any outstanding balance. The phone number associated with the account is not mine (as I have had the same number for nearly 27 years) and once I attempted to call it, learned it was out of service.
The paperwork listed my name under borrower signature (though it is simply typed and not an actual signature). After requesting information about the specific loan and creditor, I learned the loan was from Integrity Texas Funding, LP from 2021 in the amount of $300 with interest accrued in the amount of $318.35. In February I received a letter from a debt collector indicating I owed money.
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This information helpful, and should you need to speak with me directly, pleaseįeel free to contact me as noted above. You for allowing Integrity to respond to Ms. We trust that will resolve the complaint. Texas Funding LP will recall the account from the collection agency andĬonsider it uncollectable based on Ms.
Trade Commission and check her credit reports for other unusual or unauthorized Local police department, file an identity theft affidavit with the Federal
To that end, it would strongly be suggested that Ms. ****'s identity and using her information to open "fraudulent" activity that may have occurred would have been Please be assured that Integrity isĬompliant with state and federal laws and has committed no wrongdoing. Integrity takes consumer complaints seriously andĪppreciates the opportunity to respond. Texas Funding, LP (“Integrity”) has received the above-referenced complaint from This is a pattern with Integrity Texas Funding of lack of due diligence and fraudulent business practices.Īttention: Cindy R***** via electronic upload Furthermore, there are several other complaints on this site showing the exact same situation. Integrity Texas Funding will need to seek out the actual borrower and cease communication with me including through debt collectors. It wasn't until it was sent to a debt collection agency that I learned of the loan.
I am filing a claim here as it appears Integrity Texas Funding is the original creditor, and they failed to show any due diligence in confirming the borrower was who they said they were. I have continually contacted the debt collection agency disputing the debt and they continue to harass me. None of my credit reports show any inquiry from this company nor does it show any outstanding balance. There are no documents included showing my actual signature or any form of identification showing I was the actual borrower (no proof of DOB, Driver’s License Number, social security number, address, or any other specific identifying information). I attempted to call the number on the paperwork and found out it was out of service. The phone number associated with the account is not mine and I have had the same phone number for 30 years. The paperwork listed my name under borrower signature (though it is typed and not an actual signature). After requesting information about the specific loan and creditor, I learned the loan was from Integrity Texas Funding, LP from 2021 in the amount of $300 with interest accrued in the amount of $467.56.
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